Frequently Asked Questions

How do I apply for a merchant account?

Schedule a call with one of our Certified Payment Professionals. We’ll work to understand your business needs and design a solution to help your business grow. From there, fill out a merchant application and partner with International Bancard. 

How do I find my merchant ID?

Your merchant ID is included in your “Welcome to IB” start up package and “Welcome to IB” emails. If you’ve already received a processing statement from IB, you can find your merchant ID there too. Check out more info about your Merchant ID below.

​When will I see funds in my bank account?

In most cases expect to see the funds deposited into your bank account within 1-2 business days for Visa, MasterCard, American Express, and Discover transactions. 

How do I update my account information?

If you’ve updated bank accounts, moved your business, changed ownership, or want additional services, contact Customer Care at [email protected]

PCI Compliance

All new and existing businesses accepting electronic payment solutions are required to comply with Payment Card Industry Data Security Standards (PCI DSS). The Payment Networks developed the PCI standards to strengthen data security to combat data compromises.​

​All merchants run the risk of their sensitive card data being compromised. Although nothing completely eliminates your exposure to the theft of this data, your compliance with PCI DSS helps reduce your risk significantly.

​​International Bancard has partnered with SecureTrustTM PCI Manager. You’ll use the SecureTrustTM PCI Manager portal to either register your business to become PCI compliant or update your PCI documents when your annual self-assessment is due for renewal.

SecureTrustTM PCI Manager includes tools, like Security Awareness Education, the Security Policy Advisor, Vulnerability Scanning, and a To Do List to help you track your progress and open tasks.

​As a client of International Bancard, you have been pre-registered, so you can access your account at any time.

• Visit  pci.securetrust.com/intlbancard and register your account.

• Have your merchant number ready to easily connect to your account.

• From there, you’ll be guided to restart when you’re ready. We encourage you to get started on this important step in data security either as a new merchant or before your existing annual documentation expires.

If you completed your Self Assessment Questionnaire (SAQ) and your vulnerability scan, please upload those documents at the returning users portal: https://portal.securetrust.com/

​To learn more about PCI Compliance​, please see below:

• Link to the PCI Manager Quick Start Guide.

• A complete step-by-step guide is available here. 

​For questions about the program or your requirements, please email [email protected]

​Thank you for taking action to protect the cardholder data you process daily.

More questions about PCI Compliance?